About Cranberry Township Auto Insurance

Auto insurance is coverage for automobiles, trucks, motorcycles, boats, and other road-moving vehicles. Its primary function is to offer financial protection against bodily damage or physical injury resulting from vehicular traffic accidents and against possible liability that may also arise out of various incidents in a car. It can cover repair expenses, payment of medical bills resulting from automobile-related accidents, and the legal costs arising from such accidents. These are all important because the cost of repairing an automobile that gets damaged due to a road accident would be very expensive.Get the facts about Cranberry Township Auto Insurance

Every state requires car owners to have at least bodily injury liability insurance. This is required by law in every state. This means that it is mandatory for you to have this coverage in case you get into an accident that is attributed to the negligence or wrongdoing of another driver. A good example of this would be if your vehicle gets hit by a drunk driver.

There are different types of auto insurance coverages that you should know about. There are personal auto insurance coverages, which cover the policy holder for damages to properties and bodily injury due to vehicle-related accidents. Bodily injury liability insurance typically comes with a deductible. The deductible is the amount you need to pay for repairs and for the fees of a personal injury lawyer in the event that you get sued for a traffic accident. There are also comprehensive auto insurance coverages. These types of coverages are typically the most expensive ones because they offer the most comprehensive coverage amounts for your vehicle.