Workers Compensation Benefits For Work Related Injuries
If you have been injured at work, you are most likely entitled to workers compensation. Many states exclude employers with less than two or three employees from having to pay workers compensation. What coverage are you entitled to for work-related accidents if your employer has workers’ compensation insurance? Have a look at Wrongful termination lawyer near me more info on this.
The advantages are classified into three groups.
- Medical Assistance
Employers who are expected to have workers compensation must cover any medical expenses incurred as a result of work-related injuries. However, and this is a major but, employers have the right to direct workers to specific medical facilities, and in most situations, the employer is only responsible for paying the medical providers it chooses. You would have to pay your own doctor if you want to go to your own doctor instead of the one suggested by your boss.
- Wages that have been missed
When an employee is unable to work due to a work-related injury, he or she may be entitled to compensation for missed wages. In most situations, the compensation paid for missed wages is a fraction of the employee’s regular pay (2/3 or 3/4). This sum is usually acceptable because workers’ compensation payments are not taxable. Most states have some kind of requirement for recovering missed wages, such as forcing workers to miss a certain amount of work before they are eligible.
If your doctor says you should do light work and your boss has light work for you, you must do it. You would not be entitled to missed wages if you are unable to do your regular job and fail to do the light work that your boss has assigned to you.
- Additional Advantages
Employees who are injured at work may be eligible for additional benefits such as disfigurement compensation, occupational rehabilitation, and permanent disability.
You are entitled to compensation if you have a scar or other kind of disfigurement as a result of a work-related injury.
If your injuries prohibit you from continuing your previous line of work, you are entitled to vocational rehabilitation, which will enable you to either resume your previous line of work or learn a new one.